Oxford Financial Publishing is a financial publisher that does not act as a personal investment advisor for any specific individual. Nor do we advocate the purchase or sale of any security or investment for any specific individual. Club Members should be aware that although our track record is highly rated by an independent analysis, and has been legally reviewed for this presentation, investment markets have inherent risks and there can be no guarantee of future profits. Likewise, our past performance does not assure the same future results. All the recommendations communicated to members during the life of this service may not be reflected in this presentation. The stated returns may also include option trades. We will send all our members regular communications with specific, timely strategies and updated recommendations; however, you should not consider any of the communications by our company and employees to you personalized investment advice. Note that the proprietary recommendations and analysis we present to members is for the exclusive use of our membership.